Refinancing your home opens the door to several opportunities. Some of the most common reasons our clients choose to refinance their home with us include:
1. To reduce their monthly mortgage payment (By refinancing a current mortgage loan, the consumer’s total finance charges may be higher over the life of the loan)
2. To reduce the time of their mortgage from a 30 year to a 15 year mortgage
3. To switch from an adjustable rate to a fixed rate mortgage or vice versa
4. To consolidate two mortgages into one
5. To switch from a government loan to a conventional loan
6. To eliminate Mortgage Insurance when applicable
7. Pay off high interest credit cards
The fastest way to refinance your home is to apply online. In minutes, you can complete an application and then expect to be contacted by a Licensed Loan Officer to discuss any questions that you may have before you start the loan process.